What is OnePay Cash+ and how do I unlock it?

OnePay Cash+ is a group of benefits you can unlock in two ways: Receive $500+ in Direct Deposits a month. Upon receiving $500+ in Direct Deposits, you’ll receive your Cash+ benefits for the remainder of the current month and the following month. Have a total account balance of $5,000+ at the end of the previous month. With this method, you’ll receive your Cash+ benefits for the following month. Learn more about OnePay Cash+ benefits.

What benefits are unlocked with Cash+?

OnePay Cash+ benefits include: High-yield {{apyValue}}% APY on your Savings 3 At the start of each month, choose to earn 3% cash back on Walmart, dining, or gas — on up to $150 spent per month 2 Credit Builder Loan access Fee-free Overdraft 4 And more! See all of the OnePay Cash+ benefits.

How do I keep my Cash+ benefits?

Receive $500+ in Direct Deposits monthly, or end the month with a total account balance of $5,000+, to maintain access to OnePay Cash+ benefits. Learn more about OnePay Cash+ benefits .

What is high-yield savings? How do I get it with OnePay Cash or OnePay Cash+?

High-yield savings refers to the rate your receiving on your savings. High-yield accounts provide a higher APY than traditional accounts, meaning your money can grow faster. OnePay Cash customers earn a high-yield rate on their Savings — {{apyValue}}% APY on balances up to $250,000 if you've unlocked OnePay Cash+, and 1.00% APY on all other Savings balances. 3

Plus up
your banking

With eligible deposits, you get even more from your OnePay™ Cash account.¹

OnePay is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.

Win at Walmart by earning points on your purchases. ² Access Credit Builder Loan so you can build credit without paying fees or interest. Grow your money with 3.35%APY on Savings. ³ Get up to $200 in Fee-Free Overdraft. ⁴ Gain all of this and more with OnePay Cash+.

Want to unlock
OnePay Cash+?

To get OnePay Cash+, all you have to do is receive $500+ in Direct Deposits a month, or end the month with a total account balance of $5,000+.

Unlock even better
banking benefits

3.35% APY on Savings
Earn interest in your sleep with high-yield Savings. Enjoy 3.35% APY on Savings balances up to $250,000.³
Pick your 3% cash back category
Each month, choose to earn 3% on Walmart, gas, or dining on up to $150 spent.² Cash back earned as points.
Get access to Credit Builder Loan
Build credit with zero fees, zero interest, and zero stress.⁵