More.
For your
money.

Meet the financial app designed
with more in mind.

OnePay™ is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.

OnePay

Banking that
builds credit

Build credit with every swipe with your Builder Card​3. Plus enjoy cash back, Early Pay​4, high-yield Savings, and more.

Light blue OnePay debit card.
OnePay Credit Builder Loan

Build credit
with a buck

Credit Builder Loan helps build your credit history​6 with no fees for just $1/month. Accessible with OnePay Cash+.​7

Onepay Invest

Start investing for
your future

Step into the stock market with as little as $1.*
Logo

The simple way
to crypto

Buy, sell, and track cryptocurrency in the app.**
Cash Rewards Card Logo

Credit with
unlimited cash back

Earn unlimited 3% cash back at Walmart —
or level up to 5% cash back at Walmart with Walmart+.​2 Plus, enjoy zero annual fee.​9

OnePay CashRewards card
OnePay Later

Pay over time,
exclusively at
Walmart

The flexible way to pay where you love to shop.​8

Phone with walmart page on the screen
OnePay Wallet

The digital wallet that offers rewards at Walmart

Rack up OnePay Points when you use Wallet with any credit or debit card. Redeem points for cash back with a OnePay Cash account.​5

We take your
safety seriously

Learn about safety and security measures.
Metallic blue lock with a golden shield on it featuring a fingerprint.

Made for your
Walmart runs

Earn cash back, pay over time, and more.
Reusable blue and yellow Walmart shopping bag with gold coins stacked aside it.

What real people
really say about us

Check out these OnePay Reviews.

  • “Making my trips to Walmart even better!”

    Brandi K.

    Google Play review

  • 126K+

    Reviews on
    Google Play

  • “Best banking app ever. Would recommend to anyone.”

    April T.

    Google Play review

  • “Great money building options, and all around easy to use.”

    Desjuan B.

    Google Play review

  • “This app is easy to use. 
It helps me in tremendous ways.”

    Zach S.

    Google Play review

  • 4.9 of 5 stars

    Average rating on
    Apple App Store

  • “OnePay makes it easy to save and earn!”

    Janna B.

    Google Play review

  • “Awesome! The only card I use.”

    Darren U.

    Google Play review

OnePay

Join the millions of
customers banking
through OnePay

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.