The right financial
wellness tools
for your workforce
Savings, spending, payment, and credit solutions embedded seamlessly into your existing benefits and infrastructure.
Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.
Solutions that work for all types of work
For Employers
From earned wage access1 and early pay2 to supporting credit goals, we can strengthen your employee experience.
For Gig Platforms & Contractors
Gig workers like Walmart Spark Drivers™ use OnePay to get payments in seconds,3 and could access a full suite of financial services including cash back on gas,4 Credit Builder, and high-yield Savings.
For HCM Platforms, HR Tech, and Payroll Partners
OnePay plugs into existing ecosystems so you can quickly deliver financial wellness benefits to your customers — who can then offer their workforces the right support, right away.
Offer financial wellness to your workforce with OnePay
Earned wage access
Access paycheck earnings before payday with payroll-integrated deductions.1
Early paydays
With direct deposit to OnePay Cash.2
Credit Builder and Credit Score
A fee-free way to build credit history,5 plus free weekly credit scores.
High-yield Savings
Earn up to 3.35% APY on Savings up to $250,000, with eligible deposits.6
Instant payments for gig workers
When they bank through OnePay Cash and set OnePay as the primary earnings method.3
Cash back rewards
Earn OnePay Points on gas4 and on select brands.7
Millions are already using OnePay
On the job or for their own personal finances.
Average rating on
Apple App Store
“Checking ONE@Work daily helps me budget for my family.”
Jessica R.
“Instapay helped me keep my phone on until payday...”
Kelsey T.
“I’ve tried them all—OnePay is the best banking app.”
Lane B.
“I check OnePay before shopping—rewards save me money.”
Salud
“I love early paydays and building my credit score.”
Brittaney W.
126K+
Reviews on
Google Play
“My credit score jumped 58 points with OnePay Credit Builder.”
Angela
“OnePay is my second chance—early pay and credit help.”
Deia
